Strayer Finance 100: A Foundation in Financial Literacy

Strayer University’s Finance 100, often titled “Introduction to Finance,” serves as a foundational course designed to equip students with a fundamental understanding of financial principles. It’s typically taken early in degree programs, providing a necessary base for more advanced financial studies or simply to improve personal financial management skills.

The course covers a broad spectrum of introductory financial concepts. Students learn about the basic structure of financial markets, including the role of different institutions and the flow of funds. A significant portion is dedicated to understanding financial statements, such as the balance sheet, income statement, and statement of cash flows. Students learn to analyze these statements to assess a company’s financial health and performance.

Time value of money is a core principle emphasized in Finance 100. Students learn how to calculate present and future values of money, understanding the impact of interest rates and compounding. This knowledge is crucial for making informed decisions about investments, loans, and other financial matters. The course also explores basic investment concepts, including stocks, bonds, and mutual funds. Students are introduced to risk and return considerations when evaluating different investment options.

Furthermore, Finance 100 often touches upon personal finance topics. Budgeting, saving, debt management, and retirement planning are typically covered, providing students with practical knowledge applicable to their own lives. Students may learn about different types of insurance, credit scores, and the importance of financial planning for long-term security.

The course is typically delivered through a combination of lectures, readings, discussions, and assignments. Students may be required to complete homework problems, case studies, and quizzes to assess their understanding of the material. Many versions of the course utilize online learning platforms, allowing for flexibility and access to resources. Group projects may also be assigned, encouraging collaboration and application of learned concepts to real-world scenarios.

Ultimately, Strayer’s Finance 100 aims to demystify finance, providing students with the knowledge and skills to make sound financial decisions, whether in their personal lives or as a foundation for further study in the field of finance.