Canon 60d Finance Uk

The Canon EOS 60D, while a discontinued model, still holds appeal for budget-conscious photography enthusiasts in the UK. Finding financing options specifically for this older DSLR can be tricky, as mainstream retailers often prioritize newer models. However, several avenues exist to help acquire a used 60D without breaking the bank.

Used Market and Refurbished Deals: The most common approach is to explore the used market. Platforms like eBay, MPB, and local classifieds (Gumtree) frequently list second-hand Canon 60Ds. These can often be found at significantly lower prices than when the camera was new. While direct financing is unlikely, the reduced upfront cost makes it more manageable. Consider using a 0% purchase credit card to spread the cost over several months. Always thoroughly inspect the camera before buying, paying attention to shutter count, sensor condition, and overall wear and tear. Reputable used camera dealers like MPB often offer warranties and return policies, providing added security. Look for ‘Grade A’ or ‘Excellent’ condition for the best quality.

Personal Loans: Another option, though potentially more expensive, is to take out a personal loan. Many UK banks and credit unions offer small personal loans that could cover the cost of a used Canon 60D. Compare interest rates (APR) carefully before committing, as these can vary considerably. Be sure to factor in all associated fees and ensure you can comfortably afford the monthly repayments. While not directly linked to the camera, this approach allows you to purchase the equipment outright.

Credit Cards: As mentioned previously, a credit card with a 0% introductory purchase rate can be a valuable tool. This allows you to spread the cost of the camera over a period of time without incurring interest charges. However, it’s crucial to pay off the balance within the 0% period, or you’ll face potentially high interest rates. Ensure you understand the terms and conditions, including any balance transfer fees or early repayment penalties.

Camera Rental with Option to Buy: While not strictly financing, some camera rental companies in the UK offer “rent-to-own” or “rental with option to buy” programs. This lets you try out the Canon 60D before committing to purchase. If you decide to buy, a portion of your rental payments might be credited towards the final price. These programs are often more expensive than buying outright, but they provide flexibility and allow you to assess the camera’s suitability. Read the fine print carefully regarding the terms of purchase and any potential penalties for not buying.

Bundling and Saving: Even without dedicated financing, look for opportunities to bundle the camera with essential accessories like lenses or memory cards. Sellers may offer package deals that represent better value than buying items separately. Also, set a realistic budget and save up a portion of the funds before making a purchase, minimizing the need for borrowing.

Remember that the Canon 60D is an older model. While capable of producing excellent images, it lacks some of the features found in newer cameras. Consider whether its features meet your current and future needs before committing to a purchase, even with financing options.