Lowry Capital Finance - Financial Discussion

Lowry Capital Finance is a privately held commercial finance company specializing in providing asset-based lending solutions to businesses across various industries. Founded on a philosophy of building strong relationships and understanding the unique financial needs of each client, Lowry Capital aims to offer flexible and creative financing options that traditional banks often overlook.

Their core offering is asset-based lending (ABL), a type of financing that uses a company’s assets – primarily accounts receivable and inventory – as collateral. This allows businesses to access working capital based on the value of these assets, rather than relying solely on traditional credit metrics or cash flow. This can be particularly beneficial for companies experiencing rapid growth, undergoing restructuring, facing seasonal fluctuations, or needing to fund acquisitions or other strategic initiatives.

Lowry Capital distinguishes itself through its hands-on approach and deep industry expertise. Their team comprises experienced professionals with backgrounds in finance, operations, and various industries, enabling them to understand the nuances of each client’s business. This understanding allows them to tailor financing solutions to meet specific needs, offering more flexibility than a standardized, “one-size-fits-all” approach. They work closely with borrowers to structure loans that align with their business goals and growth strategies.

The types of companies that typically benefit from Lowry Capital’s services include manufacturers, distributors, wholesalers, and service providers. Specifically, companies that may find ABL attractive are those that:

Are experiencing rapid growth and require additional working capital to support increased sales.
Have seasonal business cycles and need funding to manage inventory and accounts receivable fluctuations.
Are undergoing a turnaround or restructuring and need to improve their liquidity position.
Are seeking to acquire another business and need financing to complete the transaction.
Have significant assets in accounts receivable or inventory but may not meet the credit requirements of traditional lenders.

By providing access to working capital, Lowry Capital empowers businesses to improve their cash flow, invest in growth opportunities, and navigate challenging economic conditions. Their focus on building long-term relationships and understanding the unique needs of each client sets them apart in the competitive commercial finance landscape. They position themselves as a partner to their clients, working collaboratively to help them achieve their financial objectives.

While specific details on their financial performance and client portfolio are typically kept private, Lowry Capital Finance continues to operate as a key player in the asset-based lending market, offering a valuable alternative to traditional financing options for businesses seeking flexible and customized working capital solutions.

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