Banque PSA Finance, now known as Stellantis Financial Services, is a financial powerhouse deeply intertwined with the automotive industry. It operates as the financial arm of Stellantis, the global automotive giant formed by the merger of Groupe PSA (Peugeot, Citroën, DS Automobiles, Opel, Vauxhall) and Fiat Chrysler Automobiles (FCA). Its primary role is to facilitate the sale of Stellantis vehicles through a range of financing and insurance solutions.
The company offers a comprehensive suite of services, tailored to both individual customers and dealerships. For consumers, this includes car loans, leases, and other innovative financing options designed to make vehicle ownership more accessible. They strive to provide flexible payment plans and competitive interest rates, catering to diverse financial situations and preferences. Often, these financial packages are integrated directly into the dealership’s sales process, creating a seamless and convenient experience for the buyer.
Beyond financing, Banque PSA Finance also provides various insurance products, protecting customers against unforeseen circumstances such as accidents, theft, and mechanical breakdowns. These insurance offerings often extend beyond basic coverage, encompassing services like roadside assistance and replacement vehicle programs, adding an extra layer of security and peace of mind for drivers.
The support they provide to the dealership network is equally vital. Banque PSA Finance offers floorplan financing, which allows dealers to stock their showrooms with the latest Stellantis models. This frees up the dealership’s capital, enabling them to focus on sales and customer service. They also provide financing for dealership infrastructure, such as renovations and expansions. These services ensure that dealerships have the resources they need to operate effectively and represent the Stellantis brands in the best possible light.
In a competitive automotive market, Banque PSA Finance acts as a crucial enabler. By providing attractive financing options and comprehensive insurance solutions, they stimulate demand for Stellantis vehicles. Their close partnership with the manufacturer allows them to tailor their offerings to specific models and target markets, further boosting sales. The company’s commitment to innovation has led to the development of online financing platforms and digital tools, streamlining the application process and enhancing the customer experience.
Operating across multiple countries, Banque PSA Finance plays a significant role in the global automotive industry. While its brand name might evolve in line with Stellantis’ strategic direction, its core mission remains unchanged: to empower customers to purchase Stellantis vehicles and to support the growth and success of the Stellantis dealership network. Their deep understanding of the automotive industry and their dedication to providing innovative financial solutions make them an indispensable partner for both Stellantis and its customers.