Qashqai Finance Offers

Here’s some information about finance offers for the Nissan Qashqai, formatted in HTML:

Considering a new Nissan Qashqai? Understanding the available finance options is crucial for making an informed decision. Nissan and its affiliated finance companies frequently offer a range of deals designed to make the Qashqai more accessible.

Personal Contract Purchase (PCP): PCP is a popular choice. It typically involves lower monthly payments compared to a traditional loan because you’re only paying off the depreciation of the vehicle over the term. At the end of the agreement, you have three options: return the car, purchase it outright by paying the optional final payment (balloon payment), or trade it in for a new model. PCP deals often come with attractive interest rates and deposit contributions from Nissan.

Hire Purchase (HP): With HP, you pay off the full value of the car, including interest, over a set period. Your monthly payments will be higher than PCP, but you’ll own the vehicle outright at the end of the term. HP is a good option if you want to own the car and don’t want to worry about mileage restrictions or potential excess wear and tear charges.

Conditional Sale: Similar to HP, Conditional Sale allows you to spread the cost of the car over fixed monthly payments. However, ownership remains with the finance company until all payments are made. This offers some security to the finance company, and sometimes results in slightly better interest rates compared to standard HP.

Lease (Personal Contract Hire – PCH): PCH involves renting the vehicle for a fixed period. You make monthly payments and return the car at the end of the lease. PCH typically includes maintenance packages, making budgeting easier. It’s an excellent option if you want a new car every few years and don’t want the hassle of ownership, but you will never own the car.

Nissan Finance Offers: Keep an eye out for special offers from Nissan Finance. These may include:

• Low APR Finance: Significantly reduced interest rates.
• Deposit Contributions: Nissan contributes a sum towards your deposit.
• Service Packages: Included servicing and maintenance plans.
• Cashback Offers: A lump sum of money returned to you after the purchase.

Important Considerations:

• APR (Annual Percentage Rate): Compare APRs across different finance options to understand the true cost of borrowing.
• Credit Score: Your credit score will significantly impact the interest rate you’re offered.
• Deposit Amount: A larger deposit usually results in lower monthly payments.
• Mileage Restrictions (PCP/PCH): Exceeding mileage limits on PCP or PCH agreements can result in charges.
• Optional Final Payment (PCP): Understand the size of the balloon payment if you plan to purchase the car at the end of a PCP agreement.

Always compare offers from different finance providers and carefully read the terms and conditions before making a decision. Visiting your local Nissan dealership or using Nissan’s online finance calculator can help you explore the available options and find a finance plan that suits your budget and needs.