PSA Finance CNPJ: An Overview

PSA Finance, operating in Brazil under the CNPJ (Cadastro Nacional da Pessoa Jurídica) registration number 13.891.082/0001-30, is a key player in the automotive financial services sector. As a subsidiary of Stellantis, formed by the merger of PSA Group (Peugeot Société Anonyme) and Fiat Chrysler Automobiles, PSA Finance provides a range of financial solutions specifically tailored for the automotive market.

The primary function of PSA Finance in Brazil revolves around facilitating the purchase and financing of vehicles manufactured and distributed by Stellantis brands, notably Peugeot and Citroën. This involves offering a variety of financial products and services to both individual consumers and dealerships.

Key Offerings and Services

PSA Finance’s offerings typically include:

• Vehicle Financing: Providing loans and financing options for the purchase of new and used Peugeot and Citroën vehicles. These financing plans can be customized to suit individual customer needs, considering factors like loan term, down payment, and interest rates.
• Leasing: Offering leasing programs as an alternative to traditional financing. Leasing can be attractive for customers who prefer lower monthly payments and the option to upgrade to a new vehicle more frequently.
• Insurance Products: Offering comprehensive insurance coverage for vehicles financed through PSA Finance, protecting customers against potential risks such as accidents, theft, and damage.
• Financial Solutions for Dealerships: Providing financing solutions to Peugeot and Citroën dealerships, enabling them to manage their inventory and offer attractive financing options to their customers. This includes floorplan financing and working capital solutions.
• Extended Warranties and Service Contracts: Offering extended warranty options and service contracts to provide customers with peace of mind and protect them from unexpected repair costs.

Impact and Importance

PSA Finance plays a crucial role in supporting the sales and distribution of Peugeot and Citroën vehicles in the Brazilian market. By offering competitive financing options and tailored financial solutions, they make these vehicles more accessible to a wider range of consumers. Furthermore, their support for dealerships contributes to the overall health and growth of the automotive sales network.

The company’s activities contribute significantly to the Brazilian economy through job creation, tax revenue, and support for the automotive industry. As part of the Stellantis global network, PSA Finance benefits from the strength and resources of a leading automotive manufacturer, allowing it to offer innovative and competitive financial products.

Regulatory Compliance

PSA Finance, as a financial institution operating in Brazil, is subject to strict regulatory oversight by the Central Bank of Brazil (Banco Central do Brasil). This includes compliance with regulations related to lending practices, consumer protection, and financial stability. Adherence to these regulations is crucial for maintaining the company’s reputation and ensuring the integrity of its operations.

In conclusion, PSA Finance (CNPJ 13.891.082/0001-30) is a significant entity in the Brazilian automotive financial services landscape, enabling the purchase and ownership of Peugeot and Citroën vehicles through a diverse range of financial products and services. Its strategic alignment with Stellantis ensures its continued growth and contribution to the Brazilian economy.