Frost Public Finance: Empowering Communities Through Financial Solutions

Frost Public Finance, a division of Frost Bank, specializes in providing financial solutions to municipalities, school districts, and other governmental entities throughout Texas. Rooted in a legacy of Texas banking that stretches back to 1868, Frost Public Finance leverages deep local knowledge and a commitment to long-term relationships to help communities thrive. Their expertise encompasses a broad spectrum of services, including: * **Underwriting:** Acting as the intermediary between issuers (municipalities) and investors, Frost Public Finance helps structure and sell bonds, notes, and other debt instruments to fund vital public projects. This includes assisting with the preparation of official statements and navigating the complexities of the municipal bond market. They pride themselves on their ability to secure competitive interest rates and favorable terms for their clients. * **Financial Advisory:** Offering independent and objective advice, Frost Public Finance assists municipalities in developing sound financial strategies. This includes analyzing debt capacity, forecasting revenues, and evaluating financing options for capital improvements, infrastructure projects, and other essential services. Their advisory services extend to structuring complex financings and providing guidance on compliance with regulatory requirements. * **Bond Rating Advisory:** Understanding the importance of a strong credit rating, Frost Public Finance offers advisory services to help municipalities prepare for rating agency reviews. They assist in developing compelling presentations, highlighting financial strengths, and addressing areas for improvement to achieve the best possible rating. A strong rating translates to lower borrowing costs for the community. * **Private Placements:** For specific projects and needs, Frost Public Finance facilitates private placements, connecting municipalities with institutional investors for customized financing solutions. This approach can offer flexibility and efficiency for certain types of projects. What sets Frost Public Finance apart is their dedication to building lasting partnerships with their clients. They understand the unique challenges and opportunities facing Texas communities and tailor their services accordingly. Their team of experienced professionals combines financial expertise with a genuine commitment to public service, offering personalized attention and responsive service. Beyond just transactions, Frost Public Finance emphasizes transparency and integrity in all their dealings. They strive to educate clients on the intricacies of public finance, empowering them to make informed decisions that benefit their constituents. This commitment extends to their role in the community, with active involvement in industry associations and initiatives that promote sound fiscal management. Frost Public Finance understands that responsible financial management is the cornerstone of thriving communities. By providing comprehensive financial solutions and fostering strong partnerships, they play a vital role in helping Texas municipalities build a brighter future for their citizens. Their dedication to service, coupled with their deep Texas roots, makes them a trusted partner for public entities seeking to navigate the complexities of public finance and achieve their long-term goals.